February 10, 2020

No Gratuity for these Employees in UAE

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Many companies send their employees a termination letter to avoid the payments of gratuity in UAE. Apart from this unfair act from employer, is there any other way where employees lose rights to the end of service gratuity?

Honestly writing, the employee (worker) always has a right for the end of service benefits and it is illegal to send the termination to the employee just to save the end of service gratuity payment. In-case if employer does this, the employee has the following claims against the company.

1.     Gratuity
2.     Minimum 1 month salary for notice period
3.     Pay for arbitrary (uninformed) dismissal

Can an employee lose his gratuity claim?

Yes, the employee can lose his/her gratuity entitlement only if he/she breaches the employment contract in a manner that allows the employer (company) to terminate the worker for cause mentioned in UAE Labour Law Article 120, the other reason when an employee can lose his end of service benefits are:

·       If employee breaches the limited contract
·       If employee resigned before completing one year
·       If employee owes money from company which is more than gratuity, the employer has right to deduct it from employee final compensation.
·       If employee violates the UAE labor law rules written in Article 120 and get terminated without notice period.

Are you eligible for Gratuity? Check Here

Termination of contract and Article 120:

As per UAE labour law article 120, the employer has right to terminate the employment contract without notice only if the worker (employee):

·       Should he be absent without valid cause for more than twenty non - consecutive days in one year, or for more than seven consecutive days.

·       Should he divulge any of the secret of the establishment where he works

·       Should he be found in a state of drunkenness or under the influence of a narcotic during working hours

·       Should he assault during the work the employer, responsible manager or co-worker.

·       Should the worker assume false identity or nationality, or submits false certificates or documents.

·       Should the worker be appointed under probation, and the dismissal occurs during or at the end of the probation period.

·       Should the worker commit an error resulting in colossal material losses to the employer, provided that the Labor Department is notified of the incident within 48 hours of the knowledge of the occurrence thereof

·       Should the worker violate the instructions related to the safety at work or in the workplace, provided that such instructions be written and posted in a prominent location, and that he/she is notified thereof should he/she be illiterate.

·        Should the worker fail to perform his main duties in accordance with the employment contract, and fail to remedy such failure despite a written investigation on the matter and a warning that he will be dismissed in case of repeating.

·       Should he be convicted in a final manner by the competent court in a crime of honor, honesty or public ethics

How to access Online Gratuity Calculator?

      UAE specially Dubai and Abu Dhabi government has achieved the international labour standards and provided many online services such as checking labour contract, visa status, ID status, as per the employer and employees need, below are the links where an employee can use online end of service calculator to calculate gratuity in few minutes.

January 27, 2020

GDRFA encourage public to Report illegal workers

Mix reactions came after the GDRFA senior officer encouraged public to report illegal domestic workers in UAE. Dh10,000 of compensation also announced for those who report absconding maids to authorities.

Many expats are not happy as they criticize employer’s behavior with workers which resulting runaway and other illegal cases.


Members of the public are being encouraged to immediately report illegal workers who approach them for a job said Major-General Mohammad Al MERRI, the Director General of The Residency and Foreigners Affairs Department in Dubai.

Major General Mohammad Al Amerri:
"If any absconding maid or worker wants to work illegally for you or someone you know, you should immediately and quietly contact the Amer service on 8005111 who will come to your home or work place to catch them without any trouble or noise”.

10,000 AED Reward:
As covered by Gulf News and other news websites, people in Dubai were encouraged to report their absconding maids to the authorities as they can be rewarded with 10,000 AED of compensation if the maid is found to be working for a different employer, an official said.

The compensation is applicable if maid found working with another employer.

Fine for hiring illegal workers:

People hiring maids who have absconded from their original employers will face a fine of 50,000 AED while hiring an illegal worker or maid will incur a 100,000 AED fine and a jail term.

Major General Al Merri said: “His department was conducting a survey of maids who had worked legally for families in Dubai for many years to find out how they had managed to stay with the same family for such a long time.

He more added: "I have noticed that domestic helpers from the Philippines are the main ones who work for the same family for many years".

Who are illegal workers?

Expats living or working in UAE without valid visas or those who overstay from long period will be count as illegal workers.

Who are absconders in UAE?

If the expat worker runaway from their sponsors, employers or companies without cancellation of visa, it will be considered as absconding from the job and the employer, company or sponsor will have the right to terminate employee and put absconding case against them.

People with absconding case cannot work in UAE until they clear themselves in immigration.

domestic worker law in uae

As we stated above about expats complaints that many people run away because their employers do not follow domestic labour law such as working hours, rest etc and they believe if employers hiring housemaids and other domestic helpers start following law and rules, there will be no violations.
Meanwhile, as part of the GDRFA goal to follow up domestic helper issues, Al Merri held a meeting on Monday with all helpers from the department.

Mr AL MERRI said "This is the second meeting we have organized with our domestic helpers at the department in order to encourage them to give their best, we are here to listen to them and to listen to their issues and problems, we have to appreciate their work and efforts,"

In-order to protect domestic workers in UAE, we urged them to know more about their rights, contract terms, working hours as per UAE domestic labour law and share it as much as they can so everyone know their rights.

GDRFA Dubai encouraged residents to contact Amer Dubai and report illegal workers and absconders by dialing the toll free 8005111 after which the amer center Dubai will handle the case. This toll free number can also be used by domestic workers to register complaints against their employers.
January 06, 2020

How to Get 5 Year Tourist Visa in UAE

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5 year tourist visa announced by His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai in January 2020. As per his orders everyone across the globe can apply for new UAE tourist visa for 5 years.

Five Year Tourist Visa UAE:

As per His Highness tweet (translated from Arabic) on January 6, 2020;

“We change the system of issuing tourist visas in the country; to make the duration of the tourist visa for five year in UAE, multiple uses, for all nationalities”.

He more added we received more than 21 million tourists in 2019, and we want to establish the UAE as an international tourist destination for all nationalities.

Check: Gratuity Calculation 2020

The new move is expected to provide a boost to the travel and tourism industry and will also make it easier for residents to bring relatives to the UAE on visits.

Starting Date:

As per Cabinet decision, the new five year tourist also known as multiple-entry tourist visa will be introduced to the people within next four months, aim to establish the UAE as a major global tourism destination and is part of wider plans to prepare the country for next 50 years of development.

This positive move is expected to provide tourism industry a boost and will also make it easier for residents to bring friends and family members to UAE more often.

Entry and Exit Rules:

Tourists holding multi-entry five-year tourist visa would allow them multiple entries with stay for six months at a stretch over five years period. Currently, tourists can visit the United Arab Emirates with a free single entry visa for 30 days and free multiple entry visa up to 90 days from the date of entry.

UAE Tourist Visa Fee:
UAE visit visa fees for 3 months (90 days tourist visa) cost 749 AED per person whereas below is the cost involved for other tourist visas in UAE:

A.    14 day tourist visa: 295 AED.
B.    30 day single-entry visit visa: 305 AED.
C.    90 day single-entry visit visa: 749 AED.
D.    30 day multiple-entry tourist visa: 950 AED.
E.     90 day multiple-entry tourist visa: 2,150 AED.
F.     30 day express tourist visa: 450 AED.
G.    90 day express tourist visa: 950 AED.

UAE Visit Visa Price:
Single entry 30 days visit visa: 415 AED.
Multiple entry 30 day visit visa: 790 AED.
Long-term single entry visit visa for 90 days: 815 AED.
Long-term multiple entry visit visa for 90 days: 1840 AED.

5 Year Tourist Visa Fee:

Still there is no update about the required documents and the fees but as per unconfirmed sources or you can call them rumors the expected UAE 5 year tourist visa fees will be 10,000 to 15,000 AED and the holder of this visa will not be allowed to work in the country. so once we received the details from official sources we will share it with our global fans, till that time be patience.
December 22, 2019

Check Emirates ID status in 2 minutes

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UAE citizens and residents both needs to obtain an Emirates ID in-order to live or work in the country; we have shared a short guide on how to check Emirates ID status along with the importance and benefits of resident identity card in UAE.

December 04, 2019

UAE Insolvency Law | Financial Settlement for Residents

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There are thousands of debtors inside and outside UAE facing difficult time of their life due to financial inability. If you are one of them no need to worry more as UAE Cabinet approved a new Insolvency law through which a non-payer (defaulter/debtor) can seek help to pay the dues, not only this the debtor can avoid criminal prosecution too.
September 14, 2019

Best Car Insurance Companies in Dubai and UAE

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Why to visit insurance companies in UAE when you have a website where you can get everything about car insurance? On this page you can get the list of top insurance companies in Dubai and the other emirates of UAE along with additional details such as types of insurance, benefits, dos and don'ts of insurance.

Before proceeding to guide, please note that it is mandatory for car owner to apply for vehicle insurance as per insurance policy and UAE law.

Types of Motor Insurance in UAE:

There are two types of vehicle insurance policies in UAE:

1.     Comprehensive Insurance
2.     Third Party Insurance

Comprehensive Insurance Policy:

Motor comprehensive insurance also known as full insurance is a complete safety package for car owner which includes all types of damages to the car either due to road accident, theft or fire. It also covers and pays to the third party if you’re involved in a road accident.

It is advisable to insurance buyers to check with insurance company if passenger injury (physical injury) included in your comprehensive insurance package or not.

Basic and add-ons benefits of comprehensive motor insurance:

·       Car replacement in case of full loss (6 months old car)
·       Damage repair to your own vehicle
·       Damage repair to third party vehicle
·       Dent repair (paint-less dent removal)
·       Door lock replacement in-case keys are stolen
·       Natural disasters
·       Vandalism
·       Windshield or glass damages
·       Fire
·       Damages sustained by hitting an animal
·       Floodwaters
·       Towing service and roadside assistance
·       GCC cover (outside UAE)
·       Return of personal belongings or amount of it
·       Emergency medical cover

Excluded from Comprehensive Insurance Package:

·       Depreciation of your vehicle
·       General wear and tear
·       Mechanical or electrical failure
·       Damages to tires
·       Driving without driving license
·       Driving under influence of alcohol
·       Intentional damage
·       Unethical use of a vehicle
·       Overloading

Third-Party Insurance Policy:

Motor third-party insurance is a basic form of policy which cover damages caused to another party by your car, third party insurance will not pay for any damages to your own car.

In simple words, a person who is purchasing third party insurance must repair car on his own expenses.

Require Documents:

·       Photocopy of Driving License
·       Emirates ID copy
·       Vehicle Registration Card (Mulkia)
·       Vehicle purchase invoice
·       No claim bonus (if applicable)

What is No Claim?

No claim is known as “no claim bonus” (NCB) which is like a reward that issue to motorist if he/she don’t make any claim (accident/damage) during the term of insurance policy. The good thing is that 1 year’s worth of no claim could get driver up to 7% discount on next purchase.

How to choose best insurance plan?

who does not want cheap and best insurance for their car? before buying insurance in UAE consider your expectations and needs as per your car model.

If you owned old models (used cars) we will suggest you to buy third-party insurance which approximately cost you around 700 AED but if you are going to drive zero kilometer or luxury car you must go for comprehensive insurance plan (full insurance) as in-case of accident or damage to the vehicle, the repairing or buying parts for new cars will be expensive.

But if you owned the full insurance plan, you don’t need to pay anything from your pocket; everything will be repair or replace by agency.

How to get Car Insurance Online:

·       Visit website to complete online form
·       Select your insurance policy
·       Pay online through your credit/debit card

Best Insurance Companies in Dubai and UAE:

Below is the list of leading insurance companies in UAE, click name of the company to visit their official website for insurance quotes or to purchase your policy online in few minutes.

1.     Salama Insurance 800725262
Salam wins best family takaful operator award in 2016 is one of the leading insurance company that offer Islamic insurance in UAE, Kingdom of Saudi Arabia, Jordan, Egypt, Senegal and Algeria which offer both comprehensive and third party insurance to the insurance buyers.

2.     Adamjee Insurance +97142752337
Adamjee is ISO 9001 certified and is also the largest general insurance company of Pakistan with its head office in UAE; Adamjee TAKAFUL plan gives the maximum coverage against theft, accidental damage and third party liability with greater features and benefits.

3.     Watania Insurance +97126138888
Watania Insurance company is known for its fastest claim settlements, along with two general insurance plans comprehensive and third party, Watania recently launched Watania Plus with additional benefits including Mulkia registration, discount on getting international driving license and roadside assistance.

4.     Union Insurance 80084248
Union allow motorists to buy and renew insurance online with special benefits such as air reward points, agency repair replacement for 5 years, 24/7 roadside assistance, ambulance service, emergency medical expenses and much more.

5.      Aman Insurance 8004998
Both private and commercial vehicle owners can buy insurance through Aman online (Dubai Islamic Insurance and Reinsurance Co.) which provide numerous benefits such as free of cost 24/7 roadside assistance, cover for injury to the driver and passengers, replacement of vehicle at very reasonable price, unlimited third party coverage for death or injury and much more.

If above list of insurance companies does not suits you, try Axa Insurance and Orient insurance Dubai, the popular car insurance Dubai firms who fully understand customers need.