Part-time-work
December 14, 2019
UAE-insolvency-law
December 04, 2019
UAE Insolvency Law | Financial Settlement for Residents
There are thousands of debtors inside and outside UAE facing difficult time of their life due to financial inability. If you are one of them no need to worry more as UAE Cabinet approved a new Insolvency law through which a non-payer (defaulter/debtor) can seek help to pay the dues, not only this the debtor can avoid criminal prosecution too.
maids-uae
November 24, 2019
Domestic Workers over 60 years of age can now renew visa in UAE
uae-visit-visa
November 21, 2019
Get UAE Visit Visa -Tourist Visa without Security Deposit
As we all know that UAE has announced opening of tourist visas from August 30. In this short guide we share the easiest way to sponsor someone on UAE visit visa or UAE tourist visa either
by yourself online or through travel agency (ticketing or tourism companies).
Insurance-companies-in-uae
September 14, 2019
Best Car Insurance Companies in Dubai and UAE
Why to visit insurance companies in UAE
when you have a website where you can get everything about car insurance? On this page you can get the list of top insurance companies in
Dubai and the other emirates of UAE along with additional details such as types of insurance, benefits, dos and don'ts of insurance.
Before proceeding to guide, please
note that it is mandatory for car owner to apply for vehicle insurance as per
insurance policy and UAE law.
Types of Motor Insurance in UAE:
There are two types of vehicle
insurance policies in UAE:
1. Comprehensive Insurance
2. Third Party Insurance
Comprehensive Insurance Policy:
Motor comprehensive insurance also known
as full insurance is a complete safety package for car owner which includes all
types of damages to the car either due to road accident, theft or fire. It also
covers and pays to the third party if you’re involved in a road accident.
It is advisable to insurance buyers to
check with insurance company if passenger injury (physical injury) included in
your comprehensive insurance package or not.
Basic and add-ons benefits of
comprehensive motor insurance:
·
Car replacement in
case of full loss (6 months old car)
·
Damage repair to
your own vehicle
·
Damage repair to
third party vehicle
·
Dent repair
(paint-less dent removal)
·
Door lock
replacement in-case keys are stolen
·
Natural disasters
·
Vandalism
·
Windshield or
glass damages
·
Fire
·
Damages sustained
by hitting an animal
·
Floodwaters
·
Towing service
and roadside assistance
·
GCC cover
(outside UAE)
·
Return of
personal belongings or amount of it
·
Emergency medical
cover
Excluded from Comprehensive Insurance
Package:
·
Depreciation of
your vehicle
·
General wear and
tear
·
Mechanical or
electrical failure
·
Damages to tires
·
Driving without
driving license
·
Driving under
influence of alcohol
·
Intentional damage
·
Unethical use of
a vehicle
·
Overloading
Third-Party
Insurance Policy:
Motor third-party insurance is a basic form
of policy which cover damages caused to another party by your car, third
party insurance will not pay for any damages to your own car.
In simple words, a person who is
purchasing third party insurance must repair car on his own expenses.
Require Documents:
·
Photocopy of
Driving License
·
Emirates ID copy
·
Vehicle
Registration Card (Mulkia)
·
Vehicle purchase
invoice
·
No claim bonus (if applicable)
What is No Claim?
No claim is known as “no
claim bonus” (NCB) which is like a reward that issue to motorist if he/she don’t
make any claim (accident/damage) during the term of insurance policy. The good
thing is that 1 year’s worth of no claim could get driver up to 7% discount on
next purchase.
How to choose best insurance plan?
who does not want cheap and best insurance for their car? before buying insurance in UAE
consider your expectations and needs as per your car model.
If you owned old models (used cars) we
will suggest you to buy third-party insurance which approximately cost you
around 700 AED but if you are going to drive zero kilometer or luxury car you
must go for comprehensive insurance plan (full insurance) as in-case of
accident or damage to the vehicle, the repairing or buying parts for new cars
will be expensive.
But if you owned the full insurance
plan, you don’t need to pay anything from your pocket; everything will be
repair or replace by agency.
How to get Car Insurance Online:
·
Visit website to complete online form
·
Select your
insurance policy
·
Pay online
through your credit/debit card
Best Insurance Companies in Dubai and UAE:
Below is the list of leading
insurance companies in UAE, click name of the company to visit their official website
for insurance quotes or to purchase your policy online in few minutes.
Salam wins best family takaful
operator award in 2016 is one of the leading insurance company that offer Islamic
insurance in UAE, Kingdom of Saudi Arabia, Jordan, Egypt, Senegal and Algeria
which offer both comprehensive and third party insurance to the insurance
buyers.
Adamjee is ISO 9001 certified and is also
the largest general insurance company of Pakistan with its head office in UAE;
Adamjee TAKAFUL plan gives the maximum coverage against theft, accidental
damage and third party liability with greater features and benefits.
Watania Insurance company is known for
its fastest claim settlements, along with two general insurance plans
comprehensive and third party, Watania recently launched Watania Plus
with additional benefits including Mulkia registration, discount on getting
international driving license and roadside assistance.
Union allow motorists to buy and renew
insurance online with special benefits such as air reward points,
agency repair replacement for 5 years, 24/7 roadside assistance, ambulance
service, emergency medical expenses and much more.
Both private and commercial vehicle
owners can buy insurance through Aman online (Dubai Islamic Insurance and Reinsurance
Co.) which provide numerous benefits such as free of cost 24/7 roadside
assistance, cover for injury to the driver and passengers, replacement of
vehicle at very reasonable price, unlimited third party coverage for death or injury
and much more.
If above list of insurance companies does not suits you, try Axa Insurance and Orient insurance Dubai, the popular car insurance Dubai firms who fully understand customers need.
If above list of insurance companies does not suits you, try Axa Insurance and Orient insurance Dubai, the popular car insurance Dubai firms who fully understand customers need.
uae-driving-license
August 26, 2019
Dubai Driving License Renewal step by step Guide
Motorists residing in UAE will definitely search for Dubai Driving License Renewal on internet one day or once it is near expiry and yes everyone know that it is illegal to drive a vehicle without valid UAE driving license, so don’t take risk and let’s begin a step by step guide about RTA license renewal procedure in Dubai.
uae-driving-license
August 20, 2019
How to get UAE Driving License easily
Getting UAE driving license give you a freedom to travel around the country freely, those who have Dubai driving license know the importance of it as it not only save time but money too which you might pay to public transports such as taxis, buses and metro.
Before proceeding to guide about driving license, please keep in mind that the license
you obtain after passing final road test will be considered as UAE license, no
matter if you obtained it in Dubai, Abu Dhabi or Sharjah. It can be used across
the country.
Philippine-passport-renewal
August 05, 2019
Philippine Passport Renewal in UAE
uae-ban-status-check-online
July 28, 2019
How to Check if you have Travel Ban in UAE?
Do you know how to check if you
have travel ban in UAE? Ban in UAE only imposed if someone violates the
provisions of UAE
Labour Law which can be issued by MoHRE or Immigration upon employer
request.
Visa-types-in-uae
July 10, 2019
UAE Visa on Arrival Countries List
uae-visa
July 06, 2019
How to Apply for UAE Visa Online and Offline
If you have question in mind on how to apply for UAE visa or entry permit, you are on right page, applying for UAE visa or entry permits is easy as cooking noodles.
uae-residence-visa
June 29, 2019
Difference between UAE Residence Visa and Entry Permit
Do you know what is the difference between Entry Permit UAE and UAE Residence Visa? In our previous guide we discussed the types of visa in UAE.
Visa-types-in-uae
June 27, 2019
Types of Visa in UAE
Top-10-banks-in-uae
April 03, 2019